CDs vs. Annuities: What’s the difference?
CDs vs. Annuities: Where Should You Invest Your Money? If you’re quickly approaching retirement, you’re probably asking yourself an all-too-common question: should I invest in a bank CD or an annuity? You’re not alone. Consumers across the nation are struggling with the same dilemma. The first step in making this important decision is to understand […]
Does my Ohio homeowner’s insurance cover flood?
Does my Ohio homeowner’s insurance cover flood? In a word, NO! So, please don’t wait until the weather forecast calls for prolonged heavy rains before buying flood insurance. While this practical insurance can be purchased anytime, the policy does not take effect for 30 days. As the most common natural disaster in the country, flooding […]
Lower my house payment, please!
The economy in Ohio is tough, good paying jobs are scarce, and gas prices are on the rise again. Almost everyone is searching for ways to tighten their belts and reduce their household costs. Well, here are three sure fire strategies to lower your house payment! 1. Mortgage interest rates in Ohio are near record lows […]
The Credit Score Trap
One of the most surprising aspects of car and home insurance in Ohio is that something totally unrelated to your driving ability or the cost to rebuild your home may affect your premiums. Among the criteria many insurers use to determine rates, is your credit score. A low credit score could translate into higher premiums. […]
Auto Recalls Spur Drivers to Evaluate Auto Insurance Coverage
With news of recent car recalls reverberating throughout the automotive world, auto owners are scrambling to make sure that their cars are safe. The recalls are serving as an eye-opener to many, and those folks are recognizing that now is the perfect time to re-evaluate an old auto insurance policy and to make sure that […]
5 mistakes that cost you money on auto and home insurance.
1. Consumers that purchase their auto and home insurance based solely on price. Just like any other service or product, price definitely needs to be considered when purchasing insurance. But, if you are buying insurance based just off cost alone, you are making a huge mistake. If you are shopping for a car, would you buy […]